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Anyone who has to do that would find the line is almost always busy. I finally got through after many attempts, only to be told that the earliest they could come to collect the appliance was on a Saturday the week after. That meant I had to share the already cramp living space with a useless object that was taller than me for nearly two weeks. Luckily, I convinced the building's caretaker to take away the freezer, assuring him that it was still working fine.

Ann Harleman

Apart from air conditioners, Haier has also rolled out energy-saving refrigerators, washing machines and water heaters.

Apart from Standard Chartered, some other foreign banks have also shown interest in offering digital banking services in the Chinese mainland with no branches. Last week, Bank of Beijing Co Ltd said it has got the necessary board approval for the establishment of a joint venture with Netherlands-based ING Bank NV.

Apart from small and micro-businesses, agriculture and rural residents are also key targets for inclusive finance, said Wang Shuguang, a professor at the School of Economics at Peking University. Many counties don't have a structured financial system and innovation should be encouraged to coordinate all financial resources to lead more private capital to rural areas as a way to promote inclusive finance, he said.